Plan Ledger DOL Form 5500 · updated monthly

Heritage Family Credit Unionbenefits

Heritage Family Credit Union Employee Benefits Plan · RUTLAND, VT · plan year 2025

Broker compensation reported · 2025
$24,695

Heritage Family Credit Union's benefits plan covered 185 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $24,695 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $133 per covered person, below the median for employer plans that report broker pay.

Insurance contracts · 20256
AMERITAS LIFE INSURANCE CORP · visionpremiums n/a · 380 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES · healthpremiums n/a · 161 covered
DELTA DENTAL PLAN OF VERMONT, INC. · dentalpremiums n/a · 258 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · ltdpremiums n/a · 181 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 181 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · stdpremiums n/a · 181 covered
Brokers & agents paid · 20255
ALERA GROUP INC DBA NEEBCO$16,771 · incl $6,116 fees
NEW ENGLAND EMPLOYEE BENEFITS CO IN$5,468
NEW ENGLAND EMPLOYEE BENEFITS COMPA$1,335 · incl $123 fees
ALERA GROUP, INC$346 · incl $346 fees
ALERA GROUP INC$775 · incl $775 fees
Also brokered by Alera Group Inc dba Neebco2

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 030214269 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.