Plan Ledger DOL Form 5500 · updated monthly

Heat and Frost Insulators St. Louis Welfare Fund Trusteesbenefits

Heat and Frost Insulators St. Louis Welfare Fund · EARTH CITY, MO · plan year 2024

Broker compensation reported · 2024
$100,557

Heat and Frost Insulators St. Louis Welfare Fund Trustees's benefits plans covered 363 active participants in 2024, providing health · life · dental · vision · short-term disability. Insurance brokers and agents were paid $100,557 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $277 per covered person, above the median for employer plans that report broker pay. Broker pay rose 97% from $51,000 in 2023.

Insurance contracts · 20244
AETNA LIFE INSURANCE CO. · dentalpremiums n/a · 1,370 covered
THE NORTH RIVER INSURANCE COMPANY · stop-losspremiums n/a
HUMANA INSURANCE COMPANY · healthpremiums n/a · 274 covered
HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY · lifepremiums n/a · 1,283 covered
Brokers & agents paid · 20242
ALTERNATIVE RISK SOLUTIONS, LLC$86,251 · incl $86,251 fees
DIGITAL INSURANCE LLC$14,306 · incl $4,985 fees
Also brokered by Alternative Risk Solutions, LLC5
Ai Fire, LLC CA$239,767

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Source: DOL Form 5500 Schedule A, plan year 2024, EIN 436158894 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.