Heartland Financial USA, Inc.benefits

Heartland Financial USA, Inc.'s benefits plans covered 2,221 active participants in 2024, providing health · dental · short-term disability · vision · life · death benefits · long-term disability · other. Insurance premiums totaled $273,697. Insurance brokers and agents were paid $161,554 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 59.0% of premiums. That is $73 per covered person, below the median for employer plans that report broker pay. Broker pay fell 1.1% from $163,336 in 2023.