Heartland Bankbenefits

Heartland Bank's benefits plans covered 289 active participants in 2025, providing health · life · dental · vision · long-term disability · short-term disability · other. Insurance premiums totaled $1,400,058. Insurance brokers and agents were paid $48,477 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.5% of premiums. That is $168 per covered person, below the median for employer plans that report broker pay. Broker pay fell 51% from $98,646 in 2024.