Plan Ledger DOL Form 5500 · updated monthly

Healthfirst Bluegrass Incbenefits

Healthfirst Bluegrass Health and Welfare Benefit Plan · LEXINGTON, KY · plan year 2025

Broker compensation reported · 2025
$95,237

Healthfirst Bluegrass Inc's benefits plans covered 224 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $344,980. Insurance brokers and agents were paid $95,237 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 27.6% of premiums. That is $425 per covered person, above the median for employer plans that report broker pay. Broker pay rose 52% from $62,737 in 2024.

Insurance contracts · 20255
STANDARD INSURANCE COMPANY · life std ltd$222K · 224 covered
DELTA DENTAL OF KENTUCKY · dental$123K · 329 covered
EYEMED · visionpremiums n/a · 343 covered
AFLACpremiums n/a · 35 covered
ANTHEM HEALTH PLANS OF KENTUCKY, INC. · health ppopremiums n/a · 308 covered
Brokers & agents paid · 20257
HOUCHENS INSURANCE GROUP INC$49,135
UMR INC$10,660 · incl $10,660 fees
HOUCHENS INSURANCE GROUP$33,502
MARY CARMELA BERARDI$1,022 · incl $68 fees
PAYCHEX INSURANCE AGENCY INC$164
ASSUREDPARTNERS NL LLC$13
13 individual agents · names withheld$741

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Houchens Insurance Group Inc5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 452710251 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.