Plan Ledger DOL Form 5500 · updated monthly

Health & Wellness Partners, LLCbenefits

Health & Wellness Partners, LLC Health and Welfare Benefit Plan · UPPER SADDLE RIVER, NJ · plan year 2025

Broker compensation reported · 2025
$287,873

Health & Wellness Partners, LLC's benefits plans covered 233 active participants in 2025, providing health · vision · dental · long-term disability · death benefits · life · other · short-term disability. Insurance premiums totaled $3,192,410. Insurance brokers and agents were paid $287,873 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 9.0% of premiums. That is $1,236 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 19% from $241,862 in 2024.

Insurance contracts · 20254
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health$3.2M · 202 covered
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 229 covered
SUPERIOR VISION PLAN · visionpremiums n/a · 383 covered
UNITEDHEALTHCARE INSURANCE COMPANY · dentalpremiums n/a · 172 covered
Brokers & agents paid · 20256
RISK PLACEMENT SERVICES INC$24,628 · incl $2,347 fees
DONALD C. SAVOY INC$9,565 · incl $9,565 fees
KENNETH S NEMETH$175,519 · incl $168,952 fees
KEN NEMETH$2,390
DONALD C SAVOY INC$61,915 · incl $61,409 fees
RISK PLACEMENT SERVICES$13,856 · incl $13,679 fees
Also brokered by Risk Placement Services Inc5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 203066737 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.