Plan Ledger DOL Form 5500 · updated monthly

Hbpo North America, Inc.benefits

Hbpo North America, Inc. Life and Disability Plan · TROY, MI · plan year 2025

Broker compensation reported · 2025
$136,904

Hbpo North America, Inc.'s benefits plans covered 228 active participants in 2025, providing life · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $2,132,458. Insurance brokers and agents were paid $136,904 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 6.4% of premiums. That is $600 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 76% from $77,915 in 2024.

Insurance contracts · 20254
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$2.0M · 336 covered
DELTA DENTAL OF MICHIGAN · dental$100K · 282 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 228 covered
Brokers & agents paid · 20253
MICHAEL G. GREEN$92,681
CENTRO BENEFITS RESEARCH, LLC$4,788 · incl $4,788 fees
GALLAGHER BENEFIT SERVICES, INC.$39,435 · incl $8,055 fees

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 383490119 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.