Hawaii Insulators Health & Welfare Trust Fundbenefits

Hawaii Insulators Health & Welfare Trust Fund's benefits plans covered 107 active participants in 2024, providing health · life · dental · vision · short-term disability. Insurance premiums totaled $85,314. Insurance brokers and agents were paid $16,612 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 19.5% of premiums. That is $155 per covered person, below the median for employer plans that report broker pay. Broker pay fell 49% from $32,809 in 2023.