Plan Ledger DOL Form 5500 · updated monthly

Harbor, Inc.benefits

Harbor Master Welfare Benefit Plan · TOLEDO, OH · plan year 2025

Broker compensation reported · 2025
$125,618

Harbor, Inc.'s benefits plans covered 466 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits. Insurance premiums totaled $1,653,573. Insurance brokers and agents were paid $125,618 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 7.6% of premiums. That is $270 per covered person, above the median for employer plans that report broker pay. Broker pay fell 5.2% from $132,550 in 2024.

Insurance contracts · 20254
MEDICAL MUTUAL OF OHIO · health drug hmo ppo$1.6M · 122 covered
DELTA DENTAL OF OHIO · dental$84K · 227 covered
METROPOLITAN LIFE INSURANCE COMPANY · visionpremiums n/a · 204 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · life ltdpremiums n/a · 466 covered
Brokers & agents paid · 20251
USI INSURANCE SERVICES, LLC$125,618 · incl $20,626 fees
Also brokered by Usi5
Adapthealth, LLC PA$827,688

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 344434924 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.