Plan Ledger DOL Form 5500 · updated monthly

Gypsum Express LTDbenefits

Gypsum Express LTD Welfare Benefits Plan · BALDWINSVILLE, NY · plan year 2025

Broker compensation reported · 2025
$26,160

Gypsum Express LTD's benefits plans covered 328 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $352,542. Insurance brokers and agents were paid $26,160 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 7.4% of premiums. That is $80 per covered person, below the median for employer plans that report broker pay. Brokers were paid 21.1x the $1,241 reported for 2024.

Insurance contracts · 202510
THE UNION LABOR LIFE INSURANCE COMPANY · stop-loss$353K · 328 covered
AMERITAS LIFE INSURANCE CORP OF NEW YORK · visionpremiums n/a · 853 covered
MUTUAL OF OMAHA INSURANCE COMPANYpremiums n/a · 565 covered
METROPOLITAN LIFE INSURANCE COMPANY · visionpremiums n/a · 769 covered
MUTUAL OF OMAHA INSURANCE COMPANYpremiums n/a · 565 covered
MUTUAL OF OMAHA INSURANCE COMPANYpremiums n/a · 177 covered
MUTUAL OF OMAHA INSURANCE COMPANY · ltdpremiums n/a · 681 covered
MUTUAL OF OMAHA INSURANCE COMPANYpremiums n/a · 153 covered
MUTUAL OF OMAHA INSURANCE COMPANYpremiums n/a · 216 covered
MUTUAL OF OMAHA INSURANCE COMPANYpremiums n/a · 119 covered
Brokers & agents paid · 20253
AP BENEFIT ADVISORS LLC DBA ENV INS$12,500 · incl $5,449 fees
P BENEFIT ADVISORS, LLC$4,670 · incl $4,670 fees
AP BENEFIT ADVISORS, LLC$8,990 · incl $7,674 fees
Also brokered by Ap Benefit Advisors LLC dba Env Ins1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 020387976 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.