Plan Ledger DOL Form 5500 · updated monthly

Gnap, LLCbenefits

Gnap, LLC Health and Welfare Plan · BYRON CENTER, MI · plan year 2025

Broker compensation reported · 2025
$184,596

Gnap, LLC's benefits plans covered 454 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $4,790,903. Insurance brokers and agents were paid $184,596 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.9% of premiums. That is $407 per covered person, above the median for employer plans that report broker pay. Brokers were paid 41.8x the $4,417 reported for 2024.

Insurance contracts · 20252
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug dental vision$4.8M · 665 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · life ltdpremiums n/a · 469 covered
Brokers & agents paid · 20253
MICHELLE R STOUFFER$150,481
TRICOAST ADVISORS. LLC$17,456 · incl $5,216 fees
TRICOAST ADVISORS, LLC$16,659 · incl $10,737 fees
Also brokered by Michelle R Stouffer1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 464327773 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.