Plan Ledger DOL Form 5500 · updated monthly

Garan Lucow Miller P.C.benefits

Garan Lucow Miller P.C. Health and Disability Plan · DETROIT, MI · plan year 2025

Broker compensation reported · 2025
$110,581

Garan Lucow Miller P.C.'s benefits plans covered 123 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance premiums totaled $1,611,363. Insurance brokers and agents were paid $110,581 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 6.9% of premiums. That is $899 per covered person, in the top 10% of employer plans that report broker pay. Broker pay fell 8.1% from $120,293 in 2024.

Insurance contracts · 20253
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$1.6M · 202 covered
PRINCIPAL LIFE INSURANCE COMPANY · dental life ltd ppopremiums n/a · 225 covered
Brokers & agents paid · 20255
JOSEPH J. HANEY$71,373
GARRY L. JOHNSON$4,987 · incl $4,987 fees
RALPH C WILSON AGENCY INC$1,792
ASSUREDPARTNERS$31,807 · incl $1,051 fees
AP BENEFIT ADVISORS LLC$622 · incl $622 fees
Also brokered by Joseph J. Haney3

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 381879991 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.