Plan Ledger DOL Form 5500 · updated monthly

Fremont Bancorporationbenefits

Fremont Bancorporation's Health and Welfare Plan · LIVERMORE, CA · plan year 2025

Broker compensation reported · 2025
$421,257

Fremont Bancorporation's benefits plans covered 722 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance premiums totaled $813,483. Insurance brokers and agents were paid $421,257 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 51.8% of premiums. That is $583 per covered person, in the top quarter of employer plans that report broker pay. Broker pay fell 8.4% from $459,983 in 2024.

Insurance contracts · 202510
STANDARD INSURANCE COMPANY · dental$769K · 575 covered
STANDARD INSURANCE COMPANY · vision$44K · 575 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life ltdpremiums n/a · 722 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 224 covered
VISION SERVICE PLAN · visionpremiums n/a · 550 covered
RELIASTAR LIFE INSURANCE COMPANYpremiums n/a · 340 covered
CLAREMONT BEHAVIORAL SERVICESpremiums n/a · 960 covered
KAISER FOUNDATION HEALTH PLAN INC. · health drug hmopremiums n/a · 603 covered
UNITEDHEALTHCARE INSURANCE COMPANY · health drug hmo ppopremiums n/a · 210 covered
Brokers & agents paid · 20254
EDGEWOOD PARTNERS INSURANCE CENTER$417,136 · incl $8,541 fees
ADP, INC.$1,743 · incl $1,743 fees
MASOLI LEGACY LLC$1,543
2 individual agents · names withheld$835

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Edgewood Partners Insurance Center5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 941707113 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.