Plan Ledger DOL Form 5500 · updated monthly

Freedom Credit Unionbenefits

Freedom Credit Union Benefit Plan · WARMINSTER, PA · plan year 2025

Broker compensation reported · 2025
$81,653

Freedom Credit Union's benefits plans covered 95 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $2,248,742. Insurance brokers and agents were paid $81,653 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.6% of premiums. That is $860 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 9.4% from $74,628 in 2024.

Insurance contracts · 20257
INDEPENDENCE BLUE CROSS · health vision ppo$910K · 115 covered
KEYSTONE · health vision hmo$810K · 70 covered
INDEPENDENCE BLUE CROSS · drug vision$529K · 115 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dentalpremiums n/a · 86 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 132 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · stdpremiums n/a · 96 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · ltdpremiums n/a · 96 covered
Brokers & agents paid · 20253
KISTLER TIFFANY BENEFITS GENERAL AG$65,942 · incl $6,228 fees
KISTLER TIFFANY BENEFITS GENERAL$6,360 · incl $3,271 fees
ONEDIGITAL PREMIER SERVICES LLC$9,351 · incl $5,959 fees
Also brokered by Kistler Tiffany Benefits General AG5
Nwestco LLC MT$147,429
Trumerit PA$108,199

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 232403099 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.