Plan Ledger DOL Form 5500 · updated monthly

Frederick County Consumer Cooperativebenefits

Frederick County Consumer Cooperative · FREDERICK, MD · plan year 2025

Broker compensation reported · 2025
$13,791

Frederick County Consumer Cooperative's benefits plans covered 119 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $13,791 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $116 per covered person, below the median for employer plans that report broker pay. Broker pay fell 2.5% from $14,138 in 2024.

Insurance contracts · 20254
CIGNA HEALTH AND LIFE INSURANCE COMPANY · dental visionpremiums n/a · 98 covered
COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY · lifepremiums n/a · 26 covered
JANUS ASSOCIATES, INC. DBA BHSpremiums n/a · 155 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 109 covered
Brokers & agents paid · 20255
GALLAGHER BENEFIT SERVICES, INC.$10,769 · incl $34 fees
GALLAGHER BENEFIT SERVICES INC$1,207 · incl $1,207 fees
MULLANEY ENTERPRISES LLC$1,178 · incl $139 fees
BROOK HARMON & ASSOC & OTHER AGENTS$104 · incl $17 fees
4 individual agents · names withheld$533

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Gallagher5
Prisma Health SC$2,123,789

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 521228408 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.