Plan Ledger DOL Form 5500 · updated monthly

Fraserbenefits

Fraser Unum Life and Long-Term Disability Insurance Plan · RICHFIELD, MN · plan year 2025

Broker compensation reported · 2025
$277,156

Fraser's benefits plans covered 1,577 active participants in 2025, providing life · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $277,156 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $176 per covered person, below the median for employer plans that report broker pay. Broker pay was essentially unchanged from 2024.

Insurance contracts · 20254
MEDICA INSURANCE COMPANY · health drugpremiums n/a · 1,139 covered
METROPOLITAN LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 1,577 covered
BLUE CROSS AND BLUE SHIELD OF MINNESOTA AND BLUE PLUS · dentalpremiums n/a · 1,147 covered
Brokers & agents paid · 20251
GALLAGHER BENEFIT SERVICES, INC.$277,156 · incl $25,480 fees
Also brokered by Gallagher5
Prisma Health SC$2,123,789

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 410781858 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.