Plan Ledger DOL Form 5500 · updated monthly

Four Winds Hospitalbenefits

Four Winds Hospital Welfare Benefit Plan · KATONAH, NY · plan year 2025

Broker compensation reported · 2025
$18,908

Four Winds Hospital's benefits plans covered 375 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance brokers and agents were paid $18,908 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $50 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 18% from $22,992 in 2024.

Insurance contracts · 20255
AETNA LIFE INSURANCE CO. · dentalpremiums n/a · 363 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 375 covered
FIRST UNUM LIFE INSURANCE COMPANY · ltdpremiums n/a · 38 covered
ANTHEM BLUE CROSS AND BLUE SHIELDpremiums n/a · 228 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · visionpremiums n/a · 57 covered
Brokers & agents paid · 20252
USI INSURANCE SERVICES LLC$15,176 · incl $4,738 fees
MARSHALL&STERLING EMPLOYEE BENEFITS$3,732
Also brokered by Usi5
Adapthealth, LLC PA$827,688

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 132919257 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.