Plan Ledger DOL Form 5500 · updated monthly

Foundation for the Carolinasbenefits

Foundation for the Carolinas · CHARLOTTE, NC · plan year 2025

Broker compensation reported · 2025
$148,126

Foundation for the Carolinas's benefits plans covered 196 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $148,126 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $756 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 12% from $132,735 in 2024.

Insurance contracts · 20252
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health drug dental vision ppopremiums n/a · 284 covered
SYMETRA LIFE INSURANCE COMPANY · life ltdpremiums n/a · 105 covered
Brokers & agents paid · 20252
USI INSURANCE SERVICES LLC$137,012 · incl $9,770 fees
MOSAIC GROUP SERVICES, LLC$11,114 · incl $1,634 fees
Also brokered by Usi5
Adapthealth, LLC PA$827,688

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 566047886 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.