Plan Ledger DOL Form 5500 · updated monthly

Foam Fabricators, Inc.benefits

Altor Solutions Health and Welfare Plan · CHESTERFIELD, MO · plan year 2025

Broker compensation reported · 2025
$240,007

Foam Fabricators, Inc.'s benefits plans covered 757 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $240,007 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $317 per covered person, above the median for employer plans that report broker pay. Broker pay rose 40% from $171,279 in 2024.

Insurance contracts · 20256
EMPATHIA, INC.premiums n/a · 953 covered
ARAG INSURANCE COMPANYpremiums n/a · 104 covered
HEALTHY ALLIANCE LIFE INSURANCE COMPANY · dental visionpremiums n/a · 882 covered
KAISER FOUNDATION HEALTH PLAN, INC. · healthpremiums n/a · 7 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 757 covered
Brokers & agents paid · 20252
EXPLAIN MY BENEFITS, LLC$14,378
LOCKTON COMPANIES, LLC$225,629 · incl $13,527 fees
Also brokered by Explain My Benefits, LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 430730823 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.