Plan Ledger DOL Form 5500 · updated monthly

Flats, LLCbenefits

Flats, LLC dba Cedar Street Companies Welfare Benefit Plan · CHICAGO, IL · plan year 2025

Broker compensation reported · 2025
$50,411

Flats, LLC's benefits plans covered 37 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $50,411 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $1,362 per covered person, in the top 10% of employer plans that report broker pay. Broker pay fell 19% from $61,871 in 2024.

Insurance contracts · 20253
BLUECROSS BLUESHIELD OF ILLINOIS · healthpremiums n/a · 166 covered
GUARDIAN · dental vision life std ltdpremiums n/a · 37 covered
BLUECROSS BLUESHIELD OF ILLINOIS · healthpremiums n/a · 63 covered
Brokers & agents paid · 20254
THE HORTON GROUP INC$12,525 · incl $2,550 fees
MARSH & MCLENNAN AGENCY INC$8,603 · incl $466 fees
Also brokered by The Horton Group Inc5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 454165260 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.