Five Star Cooperativebenefits

Five Star Cooperative's benefits plans covered 182 active participants in 2025, providing short-term disability. Insurance premiums totaled $134,040. Insurance brokers and agents were paid $7,610 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 5.7% of premiums. That is $42 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay rose 23% from $6,181 in 2024.