Plan Ledger DOL Form 5500 · updated monthly

First Step, Inc.benefits

First Step, Inc. Employee Benefits Plan · HOT SPRINGS, AR · plan year 2025

Broker compensation reported · 2025
$40,206

First Step, Inc.'s benefits plans covered 515 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $185,801. Insurance brokers and agents were paid $40,206 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 21.6% of premiums. That is $78 per covered person, below the median for employer plans that report broker pay. Broker pay fell 15% from $47,524 in 2024.

Insurance contracts · 20254
DELTA DENTAL PLAN OF ARKANSAS · dental$147K · 546 covered
DELTA VISION PLAN OF ARKANSAS · vision$39K · 494 covered
AMERICAN UNITED LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 515 covered
SUN LIFE ASSURANCE COMPANY OF CANADA · stdpremiums n/a · 164 covered
Brokers & agents paid · 20252
GROUP HEALTH CAPTIVES INC$21,728
GROUP HEALTH CAPTIVE INC$18,478
Also brokered by Group Health Captives Inc1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 710307372 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.