First State Bankbenefits

First State Bank's benefits plan covered 188 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $2,271,117. Insurance brokers and agents were paid $96,972 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.3% of premiums. That is $516 per covered person, in the top quarter of employer plans that report broker pay.