First State Bankbenefits

First State Bank's benefits plans covered 147 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance premiums totaled $34,477. Insurance brokers and agents were paid $39,779 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 115.4% of premiums. That is $271 per covered person, above the median for employer plans that report broker pay. Broker pay fell 39% from $65,615 in 2024.