First Southern Bancorp, Inc.benefits

First Southern Bancorp, Inc.'s benefits plans covered 236 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance premiums totaled $105,450. Insurance brokers and agents were paid $26,428 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 25.1% of premiums. That is $112 per covered person, below the median for employer plans that report broker pay. Broker pay fell 2.2% from $27,015 in 2024.