Plan Ledger DOL Form 5500 · updated monthly

First National Bank of Scotiabenefits

First National Bank of Scotia Welfare Benefit Plan · SCOTIA, NY · plan year 2025

Broker compensation reported · 2025
$52,415

First National Bank of Scotia's benefits plans covered 145 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance brokers and agents were paid $52,415 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $361 per covered person, above the median for employer plans that report broker pay. Broker pay rose 12% from $46,725 in 2024.

Insurance contracts · 20258
MUTUAL OF OMAHA INSURANCE COMPANYpremiums n/a · 59 covered
MUTUAL OF OMAHA INSURANCE COMPANY · ltdpremiums n/a · 131 covered
MUTUAL OF OMAHA INSURANCE COMPANYpremiums n/a · 99 covered
ANTHEM BLUE CROSS (G1921) · health drug ppopremiums n/a · 75 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dental visionpremiums n/a · 93 covered
COMPANION LIFE INSURANCE COMPANYpremiums n/a · 59 covered
EMPLOYEE SERVICES INCpremiums n/a · 145 covered
COMPANION LIFE INSURANCE COMPANY · lifepremiums n/a · 99 covered
Brokers & agents paid · 20252
MARSHALL & STERLING EMPLOYEE BENEFI$51,844 · incl $7,318 fees
FNA INSURANCE SERVICES INC$571 · incl $571 fees
Also brokered by Marshall & Sterling Employee Benefi5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 140696810 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.