First Heritage Federal Credit Unionbenefits
First Heritage Federal Credit Union Welfare Benefit Plan · CORNING, NY · plan year 2025
Broker compensation reported · 2025
$83,761
First Heritage Federal Credit Union's benefits plans covered 144 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $83,761 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $582 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 10% from $75,871 in 2024.
Insurance contracts · 20256
UNITED CONCORDIA INSURANCE COMPANY OF NEW YORK · dentalpremiums n/a · 210 covered
LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK · lifepremiums n/a · 144 covered
LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK · ltdpremiums n/a · 144 covered
MVP HEALTH SERVICES CORP · healthpremiums n/a · 164 covered
LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK · stdpremiums n/a · 144 covered
METROPOLITAN LIFE INSURANCE COMPANY · visionpremiums n/a · 180 covered
Brokers & agents paid · 20255
ROBERT G RELPH AGENCY INC.$54,877
ROBERT G RELPH AGENCY, INC$11,020
ROBERT G RELPH AGENCY, INC.$13,956 · incl $5,240 fees
ROBERT G RELPH AGENCY INC$1,333
ALERA GROUP INC$2,575 · incl $2,575 fees
Also brokered by Robert G Relph Agency Inc.5
Trustees of Hamilton College NY$56,376
Le Moyne College NY$18,680
The Arc Wayne NY$7,893
Northern Credit Union NY$4,247
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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 160802201 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.