First Harvest Federal Credit Unionbenefits

First Harvest Federal Credit Union's benefits plans covered 172 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance premiums totaled $39,622. Insurance brokers and agents were paid $9,300 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 23.5% of premiums. That is $54 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 27% from $12,792 in 2024.