Plan Ledger DOL Form 5500 · updated monthly

First Financial Bankshares, Inc.benefits

First Financial Bankshares, Inc. and Subsidiaries Health & Welfare Plan · ABILENE, TX · plan year 2025

Broker compensation reported · 2025
$302,150

First Financial Bankshares, Inc.'s benefits plans covered 1,594 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $516,022. Insurance brokers and agents were paid $302,150 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 58.6% of premiums. That is $190 per covered person, above the median for employer plans that report broker pay. Broker pay rose 42% from $212,533 in 2024.

Insurance contracts · 20257
UNUM LIFE INSURANCE COMPANY OF AMERICA · life$516K · 756 covered
METROPOLITAN LIFE INSURANCE COMPANY · dental visionpremiums n/a · 2,041 covered
UNITED BEHAVIORAL HEALTH DBA OPTUMpremiums n/a · 1,594 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life ltdpremiums n/a · 1,551 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · stdpremiums n/a · 403 covered
UNUM INSURANCE COMPANYpremiums n/a · 475 covered
UNUM INSURANCE COMPANYpremiums n/a · 339 covered
Brokers & agents paid · 20252
TOMMY MORRIS AGENCY LLC$121,450
DON T. MORRIS$180,700

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 750944023 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.