Plan Ledger DOL Form 5500 · updated monthly

First Federal Bank of Louisianabenefits

First Federal Bank of Louisiana · LAKE CHARLES, LA · plan year 2025

Broker compensation reported · 2025
$150,817

First Federal Bank of Louisiana's benefits plans covered 185 active participants in 2025, providing health · life · dental · vision · long-term disability. Insurance premiums totaled $2,054,769. Insurance brokers and agents were paid $150,817 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 7.3% of premiums. That is $815 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 2.0% from $147,902 in 2024.

Insurance contracts · 20255
BLUE CROSS AND BLUE SHIELD OF LOUISIANA · health drug$2.1M · 131 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · ltdpremiums n/a · 183 covered
RELIANCE STANDARD LIFE INSURANCE · lifepremiums n/a · 23 covered
UNITED HEALTH CARE INSURANCE COMPANY · dental visionpremiums n/a · 396 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 243 covered
Brokers & agents paid · 20258
GILSBAR GROUP BENEFITS$108,518 · incl $36,601 fees
GILSBAR GROUP BENEFITS LLC$15,716
EMERSON ROGERS LLC LA$11,528 · incl $3,670 fees
PERSONIFY HEALTH SOLUTIONS LLC$6,309
PERSONIFY HEALTH SOLUTIONS$4,462
JAMES R NELLIGAN & ASSOCIATES LLC$2,103 · incl $2,103 fees
JAMES R NELLIGAN & ASSOCIATES$1,487 · incl $1,487 fees
Also brokered by Gilsbar Group Benefits2

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 720401264 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.