First Community Bank of the Heartland, Inc.benefits

First Community Bank of the Heartland, Inc.'s benefits plan covered 102 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $53,720. Insurance brokers and agents were paid $10,476 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 19.5% of premiums. That is $103 per covered person, below the median for employer plans that report broker pay.