Plan Ledger DOL Form 5500 · updated monthly

First Citizens' Federal Credit Unionbenefits

Fcfcu Health and Welfare Benefit Plan · FAIRHAVEN, MA · plan year 2025

Broker compensation reported · 2025
$42,017

First Citizens' Federal Credit Union's benefits plans covered 138 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $42,017 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $304 per covered person, above the median for employer plans that report broker pay. Broker pay fell 11% from $47,193 in 2024.

Insurance contracts · 20255
USABLE LIFE · ltdpremiums n/a · 122 covered
BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. · health dentalpremiums n/a · 134 covered
EYEMED VISION CARE · visionpremiums n/a · 127 covered
USABLE LIFE · lifepremiums n/a · 122 covered
USABLE LIFE · stdpremiums n/a · 138 covered
Brokers & agents paid · 20253
INDIGO INSURANCE SVCS$12,685
Also brokered by Nfp5
Knapp, Inc. GA$550,025

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 041120944 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.