Plan Ledger DOL Form 5500 · updated monthly

First Citizens Community Bankbenefits

First Citizens Community Bank Group Benefits Plan · MANSFIELD, PA · plan year 2025

Broker compensation reported · 2025
$47,822

First Citizens Community Bank's benefits plans covered 378 active participants in 2025, providing life · dental · vision · long-term disability · other. Insurance brokers and agents were paid $47,822 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $127 per covered person, below the median for employer plans that report broker pay. Broker pay fell 12% from $54,334 in 2024.

Insurance contracts · 20257
AFLACpremiums n/a · 86 covered
NATIONAL VISION ADMINISTRATORS, LLC · visionpremiums n/a · 325 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 378 covered
AFLACpremiums n/a · 86 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 188 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · ltdpremiums n/a · 364 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · stdpremiums n/a · 364 covered
Brokers & agents paid · 202516
C H REAMS & ASSOCIATES, INC$13,023
MICHELLE M REEDER$10,393 · incl $495 fees
C H REAMS & ASSOCIATES, INC.$5,106
R & B INSURANCE SERVICES LLC$3,235
CH REAMS & ASSOCIATES INC$11,518
SJC BUSINESS SERVICES LLC$150
REEDER INS LLC$30
LAUNCHPAD BENEFITS SOLUTIONS LLC$25
BYSWR INSURANCE SVS INC$20
C A LUPP INC$14
40 individual agents · names withheld$4,200

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by C H Reams & Associates, Inc1
Cnb Bank PA$124

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 240652238 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.