First and Farmers National Bank, Inc.benefits

First and Farmers National Bank, Inc.'s benefits plans covered 106 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $53,950. Insurance brokers and agents were paid $22,110 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 41.0% of premiums. That is $209 per covered person, above the median for employer plans that report broker pay. Broker pay rose 11% from $19,987 in 2024.