Plan Ledger DOL Form 5500 · updated monthly

Fgs, LLCbenefits

Fgs, LLC Welfare Benefit Plan · LA PLATA, MD · plan year 2025

Broker compensation reported · 2025
$197,309

Fgs, LLC's benefits plans covered 307 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $1,845,831. Insurance brokers and agents were paid $197,309 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 10.7% of premiums. That is $643 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 12% from $176,183 in 2024.

Insurance contracts · 202514
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health drug$1.8M · 194 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES · dentalpremiums n/a · 162 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health dentalpremiums n/a · 72 covered
HAWAII MEDICAL SERVICE ASSOCIATION · health drug dental vision lifepremiums n/a · 3 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 237 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANYpremiums n/a · 71 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANYpremiums n/a · 141 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · lifepremiums n/a · 307 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · ltdpremiums n/a · 309 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · stdpremiums n/a · 309 covered
VISION SERVICE PLAN · visionpremiums n/a · 146 covered
FEDERAL INSURANCE COMPANYpremiums n/a · 311 covered
Brokers & agents paid · 20252
MARSH & MCLENNAN AGENCY LLC$194,899 · incl $91,743 fees
THE NIA GROUP A MARSH & MCLENNAN$2,410 · incl $2,410 fees
Also brokered by Marsh McLennan Agency5
Rme LTD. LLC CO$10,578,643

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 201364435 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.