F40 LLC, Vidabenefits

F40 LLC, Vida's benefits plan covered 212 active participants in 2023, providing long-term disability. Insurance premiums totaled $16,726. Insurance brokers and agents were paid $3,010 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 18.0% of premiums. That is $14 per covered person, in the bottom quarter of employer plans that report broker pay.