Plan Ledger DOL Form 5500 · updated monthly

Evernest, LLCbenefits

Evernest, LLC Health and Welfare Benefit Plan · BIRMINGHAM, AL · plan year 2025

Broker compensation reported · 2025
$37,178

Evernest, LLC's benefits plans covered 280 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $1,387,008. Insurance brokers and agents were paid $37,178 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 2.7% of premiums. That is $133 per covered person, below the median for employer plans that report broker pay. Broker pay rose 38% from $26,971 in 2024.

Insurance contracts · 20253
BLUE CROSS BLUE SHIELD OF ALABAMA · health drug$1.4M · 244 covered
METROPOLITAN LIFE INSURANCE COMPANY · dental visionpremiums n/a · 284 covered
THE PRUDENTIAL INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 280 covered
Brokers & agents paid · 20252
COBBS, ALLEN & HALL, INC.$35,711 · incl $6,006 fees
Also brokered by Cobbs, Allen & Hall, Inc.5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 808684015 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.