Plan Ledger DOL Form 5500 · updated monthly

Essentia Healthbenefits

Essentia Health Welfare Benefit Plan · DULUTH, MN · plan year 2025

Broker compensation reported · 2025
$978,165

Essentia Health's benefits plans covered 13,833 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $978,165 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $71 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay rose 72% from $568,551 in 2024.

Insurance contracts · 202510
BERKLEY LIFE AND HEALTH INSURANCE COMPANYpremiums n/a · 13,833 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 13,833 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · stdpremiums n/a · 9,453 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 13,623 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 4,631 covered
FIDELITY SECURITY LIFE INSURANCE COMPANY · visionpremiums n/a · 12,908 covered
FIDELITY SECURITY LIFE INSURANCE COMPANY · visionpremiums n/a · 73 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYpremiums n/a · 2,548 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYpremiums n/a · 1,304 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYpremiums n/a · 1,242 covered
Brokers & agents paid · 20253
MERCER HEALTH AND BENEFITS, LLC$568,740 · incl $42,127 fees
REUBEN WARNER ASSOCIATES, INC.$4,454 · incl $4,454 fees
Also brokered by Mercer5
Caterpillar Inc. TX$2,036,432
V2X Inc. CO$1,841,238
Iqvia Inc. NC$1,823,161

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 200360007 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.