Plan Ledger DOL Form 5500 · updated monthly

Esl Federal Credit Unionbenefits

Esl Federal Credit Union Welfare Benefits Plan · ROCHESTER, NY · plan year 2025

Broker compensation reported · 2025
$56,602

Esl Federal Credit Union's benefits plans covered 997 active participants in 2025, providing long-term disability · life · health · dental · other · vision. Insurance brokers and agents were paid $56,602 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $57 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay rose 66% from $34,104 in 2024.

Insurance contracts · 20252
GUARDIAN · visionpremiums n/a · 655 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · life ltdpremiums n/a · 997 covered
Brokers & agents paid · 20251
LAWLEY LLC$56,602 · incl $54,148 fees
Also brokered by Lawley LLC5
Kaleida Health NY$400,583
Connectlife NY$75,863

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 161490324 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.