Plan Ledger DOL Form 5500 · updated monthly

Ephraim McDowell Healthbenefits

Ephraim McDowell Health Wrap Plan Document · DANVILLE, KY · plan year 2024

Broker compensation reported · 2024
$390,760

Ephraim McDowell Health's benefits plans covered 1,381 active participants in 2024, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $993,466. Insurance brokers and agents were paid $390,760 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 39.3% of premiums. That is $283 per covered person, above the median for employer plans that report broker pay. Broker pay rose 104% from $191,549 in 2023.

Insurance contracts · 20245
STANDARD INSURANCE COMPANY · life$494K · 1,494 covered
STANDARD INSURANCE COMPANY · std$288K · 350 covered
STANDARD INSURANCE COMPANY · ltd$211K · 1,494 covered
GUARDIAN · dental visionpremiums n/a · 1,199 covered
STANDARD INSURANCE COMPANYpremiums n/a · 487 covered
Brokers & agents paid · 20244
GALLAGHER BENEFIT SERVICES INC.$54,171 · incl $54,171 fees
WLA INSURANCE LLC$141,224 · incl $47,362 fees
GALLAGHER BENEFIT SERVICES$182,537 · incl $83,127 fees
Also brokered by Gallagher5
Chem Carriers, LLC LA$5,531,992

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Source: DOL Form 5500 Schedule A, plan year 2024, EIN 610492356 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.