Plan Ledger DOL Form 5500 · updated monthly

Enhance Therapiesbenefits

Enhance Therapies Health and Welfare Benefit Plan · LAKEWOOD, NJ · plan year 2025

Broker compensation reported · 2025
$1,448,774

Enhance Therapies's benefits plans covered 1,671 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $1,448,774 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $867 per covered person, in the top 10% of employer plans that report broker pay. Brokers were paid 3.6x the $407,700 reported for 2024.

Insurance contracts · 20254
SUN LIFE ASSURANCE COMPANY OF CANADA · stop-losspremiums n/a · 1,811 covered
METROPOLITAN GENERAL INSURANCE COMPANYpremiums n/a · 133 covered
SUNLIFE ASSURANCE CO OF CANADA · dental vision std ltdpremiums n/a · 1,688 covered
CONTINENTAL AMERICAN INSURANCE COMPANY · lifepremiums n/a · 2,658 covered
Brokers & agents paid · 202533
SPETNER ASSOCIATES INC$550,208
YONASAN ABRAHAM$492,588
GIS BENEFITS INC$200,222 · incl $27,562 fees
BRIAN WILLIAM PATTEN$56,347
JAMI TWILA GONZALEZ$26,925
JONATHAN DAVID BESWARICK$18,754
VICTOR NORDENFLYCHT-DARBY$16,310
MARIANNE ELIZABETH SULLIVAN$8,742
CATHERINE ANN MCLERNON$5,635
CHRISTINA MARIE NORDENFLYCHT DARBY$4,982
CHARLES MICHAEL BANDELIER$4,569
ERICA WASIK$4,401
APRIL LYNN WEBER$4,336
KAYLIE ALLISON LING$3,499
ANDREA DOROTHY ALMA-SMITH$3,395
SEAN P SMITH$3,221
DAWN MARIE WITTFELT$2,952
ERIN SMITH$2,576
MANDY J LIBECCO$2,230
JOSEPH M MORGAN$2,108
DEREK PRITCHARD SMITH$2,081
RACHEL A HUSKEY$2,049
NICHOLAS MONTILINO$2,132
CORY R CORTES$1,826
JESSE ROBERT ORTEGA$1,825
WEDDINGTON INSURANCE LLC$1,819
PAULA CUMMINS FRIZZELL$1,758
NICHOLETTE R MONTINI$1,647
MICHAEL V BARRECA$1,361
DAVID A WARNER$1,229
JENNIFER MARIE FISHER$1,128
ERIC JOSEPH BELANCIC$1,000
37 individual agents · names withheld$14,919

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Spetner Associates Inc5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 882912580 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.