Plan Ledger DOL Form 5500 · updated monthly

Empyrean Benefit Solutions, Inc.benefits

Empyrean Benefit Solutions, Inc. Health & Welfare Plan · HOUSTON, TX · plan year 2025

Broker compensation reported · 2025
$136,071

Empyrean Benefit Solutions, Inc.'s benefits plans covered 1,100 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $392,388. Insurance brokers and agents were paid $136,071 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 34.7% of premiums. That is $124 per covered person, below the median for employer plans that report broker pay. Broker pay fell 17% from $164,046 in 2024.

Insurance contracts · 202512
STANDARD INSURANCE COMPANY · std$201K · 973 covered
STANDARD INSURANCE COMPANY · ltd$192K · 973 covered
ZURICH AMERICAN INSURANCE COMPANYpremiums n/a · 1,100 covered
SECURIAN LIFE INSURANCE COMPANYpremiums n/a · 314 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · lifepremiums n/a · 6 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dentalpremiums n/a · 777 covered
SECURIAN LIFE INSURANCE COMPANYpremiums n/a · 299 covered
SECURIAN LIFE INSURANCE COMPANYpremiums n/a · 125 covered
SECURIAN LIFE INSURANCE COMPANY · lifepremiums n/a · 976 covered
SECURIAN LIFE INSURANCE COMPANY · lifepremiums n/a · 780 covered
SECURIAN LIFE INSURANCE COMPANYpremiums n/a · 519 covered
Brokers & agents paid · 20255
WILLIS TOWERS WATSON INS SVCS WEST$12,993 · incl $4,025 fees
THOMAS E MESTMAKER INSURANCE AGENCY$613
LOCKTON COMPANIES LLC$105,612 · incl $49,132 fees
Also brokered by Wtw5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 203029813 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.