Plan Ledger DOL Form 5500 · updated monthly

Employment Services, Inc.benefits

Cafeteria Plan · ALPENA, MI · plan year 2025

Broker compensation reported · 2025
$53,826

Employment Services, Inc.'s benefits plans covered 1,233 active participants in 2025, providing health · short-term disability. Insurance premiums totaled $9,750,707. Insurance brokers and agents were paid $53,826 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 0.6% of premiums. That is $44 per covered person, in the bottom quarter of employer plans that report broker pay. Brokers were paid 5.0x the $10,840 reported for 2024.

Insurance contracts · 20252
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$9.8M · 1,901 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · stdpremiums n/a · 1,233 covered
Brokers & agents paid · 20251
USI INSURANCE SERVICES LLC$53,826 · incl $44,859 fees
Also brokered by Usi5
Adapthealth, LLC PA$827,688

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 383637814 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.