Plan Ledger DOL Form 5500 · updated monthly

Emerald Transformerbenefits

Emerald Transformer Employee Benefit Plan · DEFUNIAK SPRINGS, FL · plan year 2025

Broker compensation reported · 2025
$160,929

Emerald Transformer's benefits plans covered 313 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $160,929 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $514 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 16% from $138,970 in 2024.

Insurance contracts · 202510
BLUECROSS BLUESHIELD OF TEXAS · health drug dentalpremiums n/a · 460 covered
PRUDENTIAL INSURANCE COMPANY OF AMERICA · life ltdpremiums n/a · 313 covered
AFLAC · stdpremiums n/a · 11 covered
AFLAC · life stdpremiums n/a · 24 covered
AFLAC · stdpremiums n/a · 89 covered
AFLAC · stdpremiums n/a · 11 covered
AFLAC · stdpremiums n/a · 2 covered
AFLAC · stdpremiums n/a · 4 covered
Brokers & agents paid · 202510
WILLIS TOWERS WATSON NORTHEAST INC.$109,678 · incl $3,120 fees
VARIOUS AGENTS - SEE ATTACHMENT$29,164 · incl $28 fees
WILLIS INSURANCE SERVICES$1,817 · incl $1,817 fees
IDENTITY THEFT CONSULTANTS LLC$1,001
MICHELLE G POLLOCK$7,960
BRIAN VINCENT ANDREWS$1,376
LEIGH ANNE WHITE$1,843
IMG$75 · incl $75 fees
4 individual agents · names withheld$368

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 204402032 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.