Plan Ledger DOL Form 5500 · updated monthly

Embry-Riddle Aeronautical Universitybenefits

Embry Riddle Aeronautical University Health and Welfare Benefit Plan · DAYTONA BEACH, FL · plan year 2025

Broker compensation reported · 2025
$397,054

Embry-Riddle Aeronautical University's benefits plans covered 2,889 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $6,340,425. Insurance brokers and agents were paid $397,054 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 6.3% of premiums. That is $137 per covered person, below the median for employer plans that report broker pay. Broker pay rose 17% from $338,218 in 2024.

Insurance contracts · 20258
FLORIDA HEALTH CARE PLANS, INC. · health hmo$5.0M · 777 covered
STANDARD INSURANCE COMPANY · life ltd$1.3M · 534 covered
KAISER FOUNDATION HEALTH PLAN OF HAWAII · health hmopremiums n/a · 17 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health dental ltdpremiums n/a · 75 covered
GUARDIAN · dental visionpremiums n/a · 2,467 covered
HARTFORD LIFE AND ACCIDENT · stdpremiums n/a · 7 covered
DELAWARE AMERICAN LIFE INSURANCE OF AMERICA · ltdpremiums n/a · 75 covered
Brokers & agents paid · 20254
BROWN & BROWN INSURANCE SERVICES IN$351,625 · incl $199,305 fees
BROWN & BROWN OF NY INC.$36,460 · incl $36,460 fees
WORKDAY INC.$8,864
BROWN & BROWN INSURANCE SERVICES$105 · incl $105 fees
Also brokered by Brown & Brown5
Mayo Clinic MN$2,113,920
Srm Concrete, LLC TN$1,393,063

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 590936101 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.