Embers Credit Unionbenefits

Embers Credit Union's benefits plans covered 133 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $740,466. Insurance brokers and agents were paid $54,200 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 7.3% of premiums. That is $408 per covered person, above the median for employer plans that report broker pay. Broker pay fell 21% from $68,923 in 2024.