Elements Financial Federal Credit Unionbenefits

Elements Financial Federal Credit Union's benefits plans covered 189 active participants in 2025, providing life · dental · vision · short-term disability · long-term disability · other · health · death benefits. Insurance premiums totaled $226,488. Insurance brokers and agents were paid $42,397 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 18.7% of premiums. That is $224 per covered person, above the median for employer plans that report broker pay. Broker pay fell 0.8% from $42,738 in 2024.