Plan Ledger DOL Form 5500 · updated monthly

Effective School Solutionsbenefits

Effective School Solutions Health and Welfare Plan · NEW PROVIDENCE, NJ · plan year 2024

Broker compensation reported · 2024
$138,867

Effective School Solutions's benefits plans covered 593 active participants in 2024, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $138,867 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $234 per covered person, above the median for employer plans that report broker pay. Brokers were paid 4.3x the $32,548 reported for 2023.

Insurance contracts · 20243
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health drugpremiums n/a · 531 covered
PRUDENTIAL INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 593 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES · dental visionpremiums n/a · 415 covered
Brokers & agents paid · 20245
PARTLOW INSURANCE AGENCY, INC.$67,279 · incl $54,574 fees
USI INSURANCE SERVICES LLC$59,211 · incl $52,506 fees
RED GATE GROUP, LLC$7,987
IMG$121 · incl $121 fees
Also brokered by Partlow Insurance Agency, Inc.2

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Source: DOL Form 5500 Schedule A, plan year 2024, EIN 452692108 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.