Plan Ledger DOL Form 5500 · updated monthly

Edward Rose Building Enterprise, L.L.C dba Edward Rose & Sonsbenefits

Edward Rose Building Enterprise Flexible Benefit Plan · BLOOMFIELD HILLS, MI · plan year 2025

Broker compensation reported · 2025
$360,532

Edward Rose Building Enterprise, L.L.C dba Edward Rose & Sons's benefits plans covered 2,485 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $872,811. Insurance brokers and agents were paid $360,532 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 41.3% of premiums. That is $145 per covered person, below the median for employer plans that report broker pay. Broker pay rose 23% from $293,088 in 2024.

Insurance contracts · 20255
DELTA DENTAL OF MICHIGAN · dental$873K · 2,356 covered
CURALINC HEALTHCAREpremiums n/a · 2,485 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 2,301 covered
Brokers & agents paid · 20254
LOCKTON COMPANIES, LLC$281,935 · incl $38,509 fees
LOCKTON SPECIALTIES, LLC$51,085 · incl $51,085 fees
UKG$18,219 · incl $18,219 fees
THE ULTIMATE SOFTWARE GROUP, INC.$9,293 · incl $9,293 fees
Also brokered by Lockton5
Banner Health AZ$3,486,058
Peraton, Inc. VA$2,031,509
Dollar Tree, Inc. VA$1,645,687

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 843810548 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.