Plan Ledger DOL Form 5500 · updated monthly

Earth Systems, Inc.benefits

Earth Systems, Inc. Group Welfare Plan · SAN LUIS OBISPO, CA · plan year 2025

Broker compensation reported · 2025
$74,742

Earth Systems, Inc.'s benefits plans covered 114 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance brokers and agents were paid $74,742 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $656 per covered person, in the top quarter of employer plans that report broker pay. Broker pay fell 49% from $146,558 in 2024.

Insurance contracts · 20254
BLUE CROSS OF CALIFORNIA · health drug dental visionpremiums n/a · 152 covered
UNUM LIFE INSURANCE COMPANY OF AMERICApremiums n/a · 15 covered
PRINCIPAL FINANCIAL GROUP · life ltdpremiums n/a · 114 covered
KAISER FOUNDATION HEALTH PLAN, INC. · health drugpremiums n/a · 52 covered
Brokers & agents paid · 20251
MORRIS & GARRITANO INSURANCE AGENCY$74,742 · incl $1,776 fees
Also brokered by Morris & Garritano Insurance Agency5
Ixsystems CA$158,952

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 941712756 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.